What would you do if your car was made un-driveable after a Road Traffic Accident? It can be very stressful having to cope without a vehicle in modern day working life, read our guide for more information on what to do in this situation.  

Damaged but driveable vehicle

Damaged and un-drivable vehicle

What if I need a Replacement Vehicle?

What if I need a Specialist Vehicle?

CALL US FREE ON 08000 10 60 66 or use our CLAIM CALCULATOR

Cute Injury can help you begin your potential claim, get in touch with us today

When you have been involved in a Road Traffic Accident, there tend to be two situations;

  1. Your vehicle is damaged but driveable

The damage to your vehicle might be minor enough for you to drive it home however, your vehicle might not be roadworthy unless it can be temporarily repaired, and you could be without the use of a vehicle.

Your vehicle may be un-roadworthy if there are issues with;

  • General condition (suspension, corrosion etc.)
  • Brakes and braking systems
  • Steering and steering gear
  • Exhaust systems
  • Tyres
  • Seatbelts and seatbelt anchorages

If your vehicle is driveable there’s still a chance that it could be deemed un-roadworthy; unsafe or dangerous to pedestrians or other road users. If the engineer says your car is not roadworthy, to avoid committing criminal offenses, you should stop using the vehicle on  public roads.

  1. Your vehicle is damaged and un-driveable

This normally means that your vehicle may have been recovered from the scene of the accident using a recovery service.

What if I need a Replacement Vehicle?

Some insurance policies offer a courtesy car for the duration of any vehicle repairs. In the event of a write-off or total loss of your vehicle, the duration of your courtesy car will be subject to the terms and conditions of your insurance policy.

If you are involved in a non-fault Car Accident, you may be eligible to use a credit hire company instead of your insurance company. Credit hire is when you’re given a replacement car, but no money changes hands until the hire is over.  By law you are allowed to obtain a replacement vehicle on a Credit basis, which Cute Injury are able to assist you with.

If you choose to hire a Vehicle whilst your car is being repaired, you can enter into a legal credit agreement to pay for your vehicle repair and hire expenses which you are entitled to claim back. If you decide not to hire a vehicle whilst your car is in for repair, you can claim ‘loss of use of vehicle’, which is a sum of money calculated at a daily rate.

What if I need a Specialist Vehicle?

In the event that a standard car available is unsuitable for your needs due to size or its use in everyday life, you might be eligible for a replacement vehicle that better suits your needs such as;

  • Plated taxis
  • Vans
  • Lorries
  • Refrigerated vehicles

Contact Us today for help with a replacement vehicle and for more information regarding Credit Hire.

CALL US FREE ON 08000 10 60 66 or use our CLAIM CALCULATOR

Cute Injury can help you begin your potential claim, get in touch with us today

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