Cycling Injury Claims: What to do After an Accident

Thanks to extensive awareness campaigns, motorists are much more conscious of driving safely and responsibly around cyclists than ever before. However, road accidents involving collisions between cars and cyclists are still common.  If you are a cyclist involved in an accident with a car where the car driver was at fault, you may be able to make a personal injury compensation claim.

Step One: Gather Evidence

It is likely, that you will feel very shaken just after the accident has taken place.  However, if you can remember to collect the names and contact details of witnesses and anyone else involved in the accident, this can help bolster your case should you wish to make a claim. If possible, you should take photographs of the accident scene and make sure you document your injuries.

Step Two: Ensure You Keep Any Damaged Items

Even if your bike or protective clothing is severely damaged, do NOT throw it away.  There are two main reasons for this: firstly, your damaged bicycle or other equipment may be important evidence and also, the value of the damaged property will affect the amount of compensation you are awarded.  If you are able to produce the property, it will be more difficult for the Defendant's insurers to dispute the value of the property before it was damaged. Additionally, get a quote from your cycle repair shop for the cost to repair the damage.  If your bicycle is "written off" you will need written confirmation of this from the cycle repair shop and get a quote for replacement bicycle of a similar make and model.

Step Three: Medical Treatment

If you are injured, you must seek medical treatment as soon as possible.  Inform the healthcare professional responsible for your care that you may wish to make a personal injury claim against the driver so that they can help you accurately document your injuries and treatments.

Step Four: Document Your Expenses

If you wish to include your travel and prescription expenses in your claim, it's vital that you keep receipts for these.

Step Five: Seek Legal Advice Before Accepting Compensation

It is becoming increasingly common for unprincipled insurance companies to contact the innocent party and make an offer of compensation.  The offer is typically very low.  This is a way for them to pay less compensation than they would end up paying if you submit a formal claim through the courts. It's important that you do not accept any compensation offer from an insurance company without seeking legal advice first.  Your solicitor will be able to look at the details of your case and give you an idea of what a reasonable compensation figure should be for you.

Step Six: Make a Claim

There are strict time limits imposed on how long after the incident you will be able to make a claim, so it is vital that you speak to a claims expert as soon as possible. For more information on how Cute Injury can help, get in touch today..

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