Road Traffic Accident Compensation

If you have suffered an injury following a car accident that wasn't your fault, then you could be entitled to make a claim for compensation.

How much Compensation could I get after a Car Accident?

The amount of car accident compensation you are eligible to receive can vary a great deal depending on different factors e.g. the extent of your injuries, the circumstances of the accident and so on.

It therefore can be difficult to predict the compensation payout amounts until we know more about you, your accident and your injury. There are some estimated payout amounts we can provide as a guide which can better illustrate how much you could be awarded.*  Here are some figures to illustrate what you could be awarded below:

Neck injuries

Minor neck injury

  • Full recovery within 1-2 years: £3,470 – £6,290
  • Full recovery between 3 months-1 year: £1,950 – £3,470
  • Full recovery within 3 months: Up to £1,950

Moderate neck injury

  • Fractures/dislocations: £19,920 – £30,690
  • Soft tissue/wrenching type injury/exacerbation of over 5 years:£10,960 – £19,920
  • Accelerated/exacerbated injury less than 5 years: £6,290 – £10,960

Severe neck injury

  • Little/no movement in the neck and severe headaches: In the region of £118,240
  • Serious fractures or damage to disks with disabilities of considerable severity: £52,390 – £104,370
  • Fractures/dislocations or severe soft tissue damage leading to chronic conditions: £36,240 – £44,630

Back injuries

Severe back injury:

  • Most severe injury: £69,200 – £122,350
  • Cases with special features taking them outside the lower bracket:£56,375 – £67,200
  • Disc lesions/fractures of disks/ soft tissue injury with chronic conditions:£29,475 – £53,000

Moderate back injury:

  • Residual disability less than severe:£22,130 – £30,910
  • Disturbance of ligaments/prolonged exacerbation/prolapsed discs etc.:£9,970 – £22,130

Minor back injury:

  • Full recovery or recovery to nuisance level within 2-5 years:£6,290 – £9,970
  • Full recovery between 3 months and two years: £1,950 – £6,290
  • Full recovery within 3 months: Up to £1,950

Chest Injuries

  • Collapsed lungs with full recovery: £1,750 - £4,240
  • Minor chest injury: Up to £3,150
  • Penetrating wounds: £10,040 - £14,320


The claimant, the defendant, or indeed both parties, should consider at the earliest opportunity whether the claimant’s injuries mean they have a reasonable requirement for rehabilitation treatment.

Arm injuries

  • Total loss of both arms: £191,950 - £239,140
  • Loss of one arm: £87,410 - £109,330
  • Simple fractures to forearm: £5,280 - £15,300
  • Injuries resulting in permenant & substantial disablement: £31,220 - £47,720
  • Severe arm injury: £76,650 - £104,370

Leg injuries

  • Amputation of both legs: £191,950 - £224,800
  • Below-knee amputation of both legs: £160,600 - £215,310
  • Above-knee amputation of one leg: £83,550 - £109,570
  • Below-knee amputation of one leg: £78,100 - £106,010

  • Severe: £76,730 - £108,370
  • Very serious: £43,710 - £67,410
  • Serious: £31,250 - £43,710
  • Moderate: £22,130 - £31,250
  • Less serious: £14,320 - £22,130

  • Simple fracture of Femur with no damage to articular surfaces: £7,270 - £11,220
  • Simple fractures to Tibia or Fibula or soft tissue: Up to £9,440

Car Accident Compensation

Road traffic accidents are unfortunately all too common and can often lead to those involved suffering a serious and debilitating road traffic accident injury, such as whiplash. If you have been involved in such an accident, Cute Injury can guide you through the process of making a car accident claim and help you win compensation. Whether you suffered a road traffic accident injury as the driver, passenger or as a victim of a hit and run incident, you could be entitled to make a road traffic accident compensation claim. We work on a No Win No Fee* basis – meaning you get the maximum compensation you are entitled to.

Why make a Road Traffic Accident Compensation Claim?

Many people who suffer an injury following a road traffic accident need to take time off work. Cute Injury can help you claim compensation to assist you with loss of earnings, medical treatment, or loss of amenity. Even if the accident was partly your fault you may be entitled to claim damages. Compensation can protect you from the financial burden of an injury and allows victims and their families to concentrate on rehabilitation. Even if you have no physical injury you could still be entitled to make a claim for any psychological difficulties or financial problems after an accident - like shock, depression and post-traumatic stress. At Cute Injury we have one aim in mind – to provide you with the best level of service possible to ensure your road traffic accident compensation claim is successful and you receive the financial help you are entitled to after suffering an injury.

What to do after a Car Accident:

  1. Stop – It doesn't matter if you think the accident is too minor to warrant stopping - any sort of collision with another vehicle on the road means you're required to stop and exchange insurance information with the other party. Failure to do is a serious offence under the Road Traffic Act.
  2. Call the necessary emergency services – If anyone is injured then you should call an ambulance immediately. If there are any cars blocking the road or if there is a potentially violent situation that might arise then you should also call the police.
  3. Exchange information with other drivers involved – Once you're sure that no one is seriously injured then you should exchange information with the other driver(s) involved. This includes name, address, telephone number and insurance information. You are also legally required to report a car accident to the police within 24 hours after it’s happened.

Additional Information to Collect

Your first priority after a car accident should be to ensure that anyone who’s injured gets help immediately. Car accidents often don't result in any serious injury and in many cases, the first thought of those involved is – who’s to blame? Proving who is to blame for a car crash can be very tricky, especially if there are no forthcoming witnesses. This is why it's recommended that you take the following steps –

  • Record the time and date of the accident – It is important to make sure you have the correct time and date of the accident to provide your insurers.
  • Take pictures of the accident – Photographic evidence of the scene of the accident is some of the best proof you can have when it comes to proving that you are not at fault.
  • Make a note of the weather conditions – It can often be the case that low sunlight has a role to play in accidents so you should make a note of the weather conditions as well as the condition of the road.
  • Take down the information of any witnesses – Not everyone who witnesses an accident will want to give you their information. However, you should ask anyone at the scene if they are prepared to be a witness and take down their personal information including their full name, address and telephone number.
  • Make a note of the details of the vehicles involved – This includes the registration numbers as well as the colour, make and model.

By following the above steps on what to do after a car accident,  you can make things go much more smoothly when you contact your insurance provider and potentially save yourself a lot of headaches, especially if the other party doesn't want to accept any responsibility. If you have suffered an injury as a result of a car accident that wasn't your fault, get in touch with Cute Injury today:

Road Traffic Accident Claims Process

In order to process an injury claim following a road traffic accident you, first of all, need to be over 18. If you are under 18 then you will need to have someone who is over 18 to act on your behalf  - usually this is a family member or friend. You will need to supply full details of the car accident - how it happened, where it happened etc... - as well as the details of the third party involved (the person who was liable for the accident). Don't worry if you don't know the third party's details as claims can sometimes be made through the Motor Insurers Bureau (MIB), who pay compensation in cases where the negligent party cannot be traced.

Learn more about the personal injury claims process

To find out more, read our car accident injury resources below:
Road Traffic Accidents Resources
> Whiplash compensation calculator
> What are the after effects of whiplash?
> Passenger injury claims guide
> Can you claim compensation if not wearing a seatbelt?
> Bus and coach accident injury claims
> Accidents with emergency vehicles
> Cycling injury claims: What to do after an accident
> How to avoid motorcycle accidents

*Information taken from Judicial College Guidelines for the Assessment of General Damages in Personal Injury Cases – 14th Edition. Please note that these figures are for guidance only and the compensation that you receive may be outside of these guidelines.

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