Personal injury claims payout guide

In order to work out what your personal injury claim value would be, you would need to take into account:

  • The type of injury you have sustained
  • How severe your injury is
  • The time it takes you to rehabilitate
  • Psychological effects
  • Your loss of earnings as a result of your injury


Personal injury claims payouts are given as a form of redress, a payment made to try to put the claimant back into the position they would have been in had the accident or injury not happened.

Personal injury settlement amounts are worked out by assessing the balance of the pain and suffering caused as a result of the injury. Typical injuries are caused by road traffic accidents, industrial disease, falling on pavements and medical negligence. The more harm caused and the longer lasting the effects, the higher the personal injury claims payout.

When working out your personal injury claim value the courts will also take into account any financial losses and expenses you have incurred as a result of your injury or illness. The amount you will get will therefore depend on what your loss of income is each week and any expenses you have incurred as a result of your injury, including: medical bills, transport fares to the hospital and any aids you have purchased to help you.

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To give you an idea of how much compensation for personal injury you are likely to get for your injury or illness alone, please see the list of typical personal injury compensation levels for each type of injury.

Alternatively, use our special personal injury compensation calculator.

Estimated personal injury compensation payouts**



Simple Fracture with full recovery= £1,300- £1,925

Fracture requiring manipulation= £1,925- £2,400

Fracture requiring surgery= £3,000- £3,875

Serious or multiple fractures= £8,100- £17,575



Simple fracture with complete recovery= £4,900- £6,650

Serious fracture with permanent consequences (e.g. difficulty opening mouth/eating/paraesthesia in the jaw area)= £13,650- £23,175

Very serious multiple fracture with prolonged treatment and permanent consequences (e.g. severe pain/restricted eating/paraesthesia/risk of arthritis)= £23,175- £34,600


Damage to teeth:-

Loss of/damage to back teeth= £830- £1,300 per tooth

Loss of/serious damage to one front tooth= £1,675- £3,000

Loss of/serious damage to two front teeth= £3,300- £5,800

Loss of/serious damage to several front teeth= £6,650- £8,675

Significant chronic tooth pain over a number of years with general deterioration of teeth= Up to £29,000



Simple fracture with no surgery and complete recovery= £1,775- £2,275

Simple fracture with surgery but complete recovery with no/minimal cosmetic effects= £3,300- £4,900

Serious fracture with surgery and lasting consequences (e.g. paraesthesia/element of disfigurement)= £7,750- £12,000


Head injuries:-

Minor brain or head injury= £1,675- £9,700

Less severe brain damage= £11,650- £32,700

Moderate brain damage= £32,725- £166,500 there are categories depending on memory/ability to work/intellectual deficit/risk of epilepsy

Moderately severe brain damage= £166,500- £214,350 there are considerations depending on ability to communicate/risk of epilepsy/lift expectancy/degree of dependence

Very severe brain damage= £214,350- £307,000 there are considerations depending on life expectancy/extent of physical limitations/degree of insight



Minor soft tissue injury with almost complete recovery:-

  • Within 3 months= A few hundred pounds- £1,860
  • Within a year= £1,860- £3,300
  • In less than 2 years= £3,200- £5,800


Moderate injury (i.e. frozen shoulder/soft tissue injury lasting over 2 years)= £6,000- £9,700

Serious injury (i.e. dislocation/permanent symptoms/sensory symptoms)= £9,700- £14,600

Severe injury (i.e. damage resulting in significant disability)= £14,600- £36,500



Minor: (A few hundred pounds- £6,000)

  • Full recovery takes place within 1-2 years= £3,300- £6,000
  • Full recovery takes place between 3 months- 1 year= £1,860- £3,300
  • Full recovery within 3 months= A few hundred pounds- £1,860


Moderate:  (£6,000- £29,250)

  • Fractures/dislocations= £19,000- £29,250
  • Soft tissue/wrenching type injury/exacerbation of over 5 years= £10,450- £19,000
  • Accelerated/exacerbated injury less than 5 years= £6,000- £10,450



Severe: (£34,575- £112,750)

  • Little/no movement in the neck and severe headaches= in region of £112,750
  • Serious fractures or damage to disks with disabilities of considerable severity= £50,000- £99,500
  • Fractures/dislocations or severe damage to soft tissues that lead to chronic conditions= £34,575- £42,550




Severe= (£29,475- £122,350)

  • Most severe injury= £69,200- £122,350
  • Cases with special features taking them outside the lower bracket= £56,375- £67,200
  • Disc lesions/fractures of disks/ soft tissue injury with chronic conditions= £29,475- £53,000


Moderate= (£9,500- £29,475)

  • Residual disability less than severe= £21,100- £29,475
  • Disturbance of ligaments/prolonged exacerbation/prolapsed discs etc.= £9,500- £21,100


Minor= (A few hundred pounds- £9,500)

  • Full recovery or recovery to nuisance level within 2-5 years= £6,000- £9,500
  • Full recovery between 3 months and two years= £1,860- £6,000
  • Full recovery within 3 months= a few hundred pounds- £1,860



Severe disabling injury= £29,800- £41,675

Less severe injury= £11,900- £24,350

Moderate or minor injury= up to £9,575



Severe= £19,900- £73,125

Moderate= £11,275- £19,900

Minor= Up to £10,450



Amputation of both legs= Up to £214,350

Amputation of one leg= Up to £104,500

Severe leg injury= £21,100- £103,250

Less serious injury= Up to £21,100



Very severe= £38,050- £53,000

Severe= £23,800- £38,050

Moderate= £10,450- £20,200

Modest injuries= Up to £10,450



Amputation of both feet= £128,750- £153,200

Amputation of one foot= £63,825- £83,325

Very severe injury= £63,825- £83,325

Severe= £31,900- £53,200

Serious= £19,000- £29,800

Moderate= £10,450- £19,000

Modest= Up to £10,450



Severe= £29,800- £99,500

Moderate= £9,575- £29,800

Lesser injuries= Up to £9,575

Minor soft tissue injury with complete recovery= Up to £3,000



Injuries resulting in complete loss of function= £36,200- £45,500

Injuries resulting in significant permanent disability but where some useful movement remains= £18,625- £29,800

Less severe injuries where these still result in some permanent disability (i.e. degree of persisting pain and stiffness)= £9,575- £18,625

Where recovery from fracture/soft tissue injury takes longer but is complete= the award will rarely exceed £7,800

Uncomplicated Colles fracture= in the region of £5,650

Very minor undisplaced/minimally displaced fractures and soft tissue injuries needing plaster or bandage, with full or virtual recovery within up to 12 months= £2,675- £3,600



Total or effective loss of both hands= £107,000- £153,200

Serious damage to both hands= £42,250- £64,275

Total or effective loss of one hand= £73,100- £83,325

Serious hand injury= £22,050- £47,050

Less serious hand injury= £11,000- £22,050

Moderate hand injury= £4,100- £10,100

Minor hand injury= £700- £3,300



Amputation of index and middle and/or ring fingers= £47,050- £69,000

Amputation of finger= In excess of £6,575 (this is the lower end of bracket for loss of little finger)

Total loss of thumb= £27,000- £41,675

Total loss of index finger= In the region of £14,250

Fracture of one finger= Up to £3,600

Severe fracture to fingers= Up to £27,925

Fracture of index finger=£6,925- £9,300



Collapsed lungs with full recovery= £1,675- £4,050

Minor injuries= Up to £3,000

Penetrating wounds=£9,575- £13,650

Lung disease= £23,800- £103,250

Lung cancer, mesothelioma and asbestosis=£11,450- £95,700



Total loss of both arms= £183,000- £228,000

Loss of one arm= £73,100- £83,325

Simple fractures to forearm= £5,000- £14,600

Severe arm injuries = £73,100- £99,500

** Information taken from Judicial College Guidelines for the Assessment of General Damages in Personal Injury Cases – 13th Edition. – please note that these figures are for guidance only and the compensation that you receive may be outside of these guidelines.


Remember this is just a rough guide on personal injury compensation levels, for a more exact valuation on your personal injury claim it is important to seek specialist advice from one of our solicitors who can work out your personal injury claim value.

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If you have suffered an injury and would like to learn more, read our guides on different types of personal injury below:

Back injury

Head injury

Nose injury

Shoulder injury

Knee injury

Neck injury

Wrist injury

Foot injury

Leg injury

Hand injury

Hand tendon injury

Arm injury

Toe injury

Finger injury

Ankle injury

Hip injury

Eye injury

Dog bite compensation