Finger injury compensation claims
A broken finger is a very common injury – particularly in the workplace. The most recent data from the NHS states that one in fifty people in the UK have reported pain in the finger muscles and tendons due to carrying out repetitive tasks at work. Furthermore, around 10% of all admissions to A&E departments are due to finger and/or hand injuries.
Because finger injuries can has such a debilitating and long-lasting effect on the sufferer – affecting their ability to work, carry out normal day-to-day tasks and pursue their old hobbies – compensation amounts for a finger injury can be quite high.
If your finger injury was caused by the negligence of someone else then you may be entitled to compensation.
Types of finger injury
Finger injuries fall in to the following categories:
A laceration or cut can have varying degrees of severity, from a small cut that only just breaks the skin to a deeper cut that can sever nerves, blood vessels and tendons.
An avulsion is the term given when a bit of skin or soft tissue is torn off the finger.
An amputation is when a part of the tissue, and possibly bone, is torn or cut off the finger.
The most common injury to the hand is to the fingernail and the fingernail bed. With a direct blow to the fingernail it is possible that the bone underneath it may be broken as well.
Every finger, apart from the thumb, has three separate bones which are called phalanges. A fracture of any of these three bones can be an isolated injury but can include damage to fingernails, tendons or ligaments.
A dislocation is where the injury causes the bone to move out of its normal alignment with other bones. Dislocations can often occur as a result of a direct blow to the finger, causing it to move in a plane it is not meant to move in. Ligaments are often damaged with dislocations.
Ligament injuries (sprains)
Ligaments are the tissue that holds two bones in place to form a joint. After a dislocation the ligaments can become stretched and may remain damaged after the dislocation is put back in place. This can leave the joint liable for further injuries due to the instability of the joint.
Tendons are tissue that attach muscles to bones. This allows for the precise flexible movements that most of us take for granted. A tendon can be damaged by either a cut of crush injury. An avulsion fracture is when the tendon is torn away from the bone attachment.
Two nerves running alongside each finger give the sensation feel. A damaged nerve can cause numbness on the side of the finger that is supplied by that nerve.
Common finger injury causes
There are a lot of different causes of finger injuries. In the past, Cute Injury’s personal injury solicitors have dealt with finger injuries caused by:
- Dangerous/unsafe machinery and tools in the workplace
- Repetitive strain injury – particularly in office-based working environments
- Slip, trip and falls either in public or on private property
- Industrial disease e.g. carpal tunnel syndrome or vibration white finger
- Road traffic accidents
- Faulty products
- Playing sports – particularly rugby and football
In terms of the amount of compensation you may be awarded for a finger injury, the cause has no actual bearing on the payout amount. That will be decided based on the severity of your finger injury and the affect it has on you now as well as in the future. The cause of the injury is however important in establishing liability i.e. if the injury was caused by the negligence of another party. For more information, read our guide: What is negligence?
How much compensation can I claim for a finger injury?
As we’ve already touched upon, the amount of any personal injury compensation award is based on a number of factors – with the severity of the injury and the effect it has on the Claimant being the most pertinent factors. Finger injuries are no different, so as such there is no definitive answer to how much compensation you could be entitled to.
However, using our past successful finger injury compensation claims we can provide a guide to how much compensation you could be awarded:
Finger injury compensation amounts…**
Amputation of index and middle and/or ring fingers:
£47,050 to £69,000
Amputation of finger:
In excess of £6,575 (this is the lower end of bracket for loss of little finger)
Total loss of thumb:
£27,000 to £41,675
Total loss of index finger:
In the region of £14,250
Fracture of one finger:
Up to £3,600
Severe fracture to fingers:
Up to £27,925
Fracture of index finger:
£6,925 to £9,300
** Information taken from Judicial College Guidelines for the Assessment of General Damages in Personal Injury Cases – 13th Edition. – please note that these figures are for guidance only and the compensation that you receive may be outside of these guidelines.
Am I eligible to make a finger injury claim?
If you have suffered damage or an injury to your hand or finger(s) due to an accident that was not your fault within the last three years then you could be eligible to make a claim for compensation.
This is the standard personal injury claims time limit, and also applies to conditions such as vibration white finger. As these types of industrial disease can take years to materialise, then the three years time limit begins when you receive a medical diagnosis of your condition.
To find out more, get in touch with Cute Injury today: